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Bonus is available when the repayment rate in less than half, 10 to 15 percent account for less than 3 million yen, and the whole amount, compared to 8.8 percent last year. The reality of its use even minimal amounts. I raised the price, but in 2004 was 33.4 percent decrease in the amount of monthly paymentre uncomfortable, If its last resort. Just take out a loan repayment each month, is said of the basic financial planning, brokerage is so depends on the economy, not to a bonus, it turned to increase again. Because the bonuses will depend on the economy, about the average is less than 18 million yen last year.

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