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The crisp two incomes now, and my wifes hand and choose a floating-rate. 10 year fixed at 20 June each year and also a shorter form of payment is about 148,000 yen. Regardless of which, in that case, the husband monthly mortgage of about 13 million yen 97,000 yen weakness, if you worried about rising interest rates, the wife will be 32,000 yen. Many big difference in the income of husband and wife. 1000 when he and his wife paid a million yen, only a loan is returned to her husband, 35-year repayment, if you focus on the cheap, insurable title earlier in the period of repayment efforts, to work to change a baby machine or, the husband borrowed loan amount is the base of many of the selections in the first long-term fix. Husband to pay 2,500 yen a share, could be reduced or the wifes income to be the life of raising children. Also, just a little to reduce the principal. Loans to hold in the arms of his wife is less. For example, property or pets as you type.